Housing associations are separate from councils, but often work closely with them to offer flats and houses to local people. For example, people who become Housing Association tenants who may have originally applied for housing through their council.
Rents in housing association or housing cooperative properties are lower than those set for private accommodation, but normally higher than rents in council homes. As a tenant, you can’t control the amount of rent charged but you may be able to claim housing benefit to help with the cost.
Many Housing Associations own and manage properties transferred to them by a local council. They vary in size – some own and manage just a few properties and some own thousands of properties.
Housing Associations are almost always run on a ‘not-for-profit’ basis. This means that any money left over after collecting rent and other charges from tenants has to be used to:
Most housing associations provide a range of housing suited to single people, couples and families. Eligibility criteria and waiting lists vary according with each housing association, so you’ll need to check what the ones in your area say regarding your chances, – and how to get on their lists.
Housing Associations were set up with the aim of making accommodation available and affordable for all. In the recent past they’ve been perceived as an option for those in the lower-income brackets or in particular need. However, as housing becomes more expensive, especially in larger cities, Housing Association rentals may increasingly provide the best opportunity for younger people, single or otherwise to find a home.
There are two ways to apply for a Housing Association home; either directly with the Housing Association or through your local council who can provide you with a list of Housing Associations in your area.
The process for getting a housing association home is similar to applying for a council home. When you apply, your priority over other housing applicants will be assessed. Some housing associations have an open register, so you can apply directly to them for a home.
Other housing associations will only take tenants who have been nominated by the local council. This means you must first apply to your local council for housing. So it seems like how you apply depends on where you live, not straightforward but not difficult.
FIND YOUR LOCAL HOUSING ASSOCIATION THROUGH THESE REGIONAL ASSOCIATIONS NOW:
Have you approached your local Housing Association about renting a home? How did you get on?